Well, today the appraiser came out to the house and hopefully in a couple of weeks we will have the mortgage loan on the house and not just a construction loan. One day in the near future I will take you on a journey with us as we have renovated part of our house this past year to be able to obtain this mortgage. :)
It has definitely been an adventure for sure!
Probably the best advice I can give is research your options thoroughly and don't feel an obligation to your local bank because they will not feel the same way towards you no matter what they tell you. They are under so many laws and regulations that it doesn't matter if you are Uncle Joe's 4th daughter, they still might not approve what you have worked and slaved over for the past year. This reason for this is the _______ people who gave mortgages to anyone a few years ago. (Feel free to fill in the blank with any choice, mine is idiot.)
We have been blessed with friends and family who have helped us work on our house and hopefully in the next few days, we will have the mortgage. Yippee!! You will definitely hear when that happens. So hopefully, once it does I will be able to get to my sewing and crafting with more regularity because I love it! It is definitely my sanity at times.
So, the appraiser said everything looked great, so Thank you God for that!! Next step is the bank officers. Pray for us that it all goes smoothly.
Love all of you to smithers!!